dev
27d ago
Also "It's relatively uncommon to sue over medical debt for a lot of reasons - including that the patient often doesn't have the money, also because it's easy to make a bogus counterclaim for medical malpractice , and nobody wants to deal with that over an unpaid $1300 invoice."
Example of someone getting wages garnished: https://old.reddit.com/r/personalfinance/comments/ue3xgd/getting_wage_garnishment_for_medical_bills_was/
dev
27d ago
Looks like it might vary a lot by state: https://old.reddit.com/r/personalfinance/comments/14towop/what_happens_if_you_can_never_pay_back_your/jr5zc7b/
dev
27d ago
Do you sign the documents at the hospital they give you where you agree to be responsible for any bills you accrue? If not, how do you talk them out of making you sign?
dev
28d ago
My understanding from a lot of searching old reddit threads on the topic a few years ago is that it varies greatly. Sometimes they send it to collections and you can negotiate paying pennies on the dollar. Sometimes the hospital plays hardball and will get a order order to garnish your wages or bank account.
This is true and false. It is true that pontificating over beers is not real work, and has real risk of being wankery.
However, to have a culture that is doing real artistic or intellectual work, it sure helps to have a lower cost of living so the writers or artists can spend many, many hours on the work in their homes and garages or workshops or converted lofts without having to work 50+ hours a week at a stressful job. And it helps to be around others, not because the work is done at the bar, but because you get credit for the work at the bars, you get feedback and ideas, you get inspiration and motivation.
Having been to many events with intellectual friends I've met through writing online, it has been a great experience. It's not a time for inventing theories or fully working out theories, but it is great for cross-fertilization, getting inspiration, learning things people weren't able to put in their writing, brainstorming, etc. etc. However, it would be a big leap from meeting up once or twice a year, to actually living with them. Not sure how that would work out.
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