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notfbi


				

				

				
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joined 2022 September 08 03:23:15 UTC

				

User ID: 969

notfbi


				
				
				

				
0 followers   follows 0 users   joined 2022 September 08 03:23:15 UTC

					

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User ID: 969

Moreover, home ownership rates are unchanged over the past 60 years, at around 60-65%.

Just a side-note, homeownership rates aren't very meaningful for affordability. If the government introduces a new 100% tax on all new cars (it goes towards kicking puppies and parking studies), the calculation to decide between leasing (at 2x the rate) vs buying with a loan (at 2x the price) is essentially the same for car-users as before, the 2s cancel. That does not tell you anything about the harm/fairness/cost of that tax.

What about real interest rates back then? Low value mortgage was deflated away compared to 70s/80s nominal income growth of like 15% each year. Sacrifice for a few years, yes, then debt payment becomes increasingly trivial compared to rising income, which isn't true now.

I didn't really like season 3 too much and gave up on season 4, but season 5 was good enough.

I agree with a lot of what sarker said above, but the main variation with the wife in this one was, I think, an acceptable single degree of freedom (and a funny variation given how they've written the wife in Movie/S1/S2). Unlike True Detective Night Country, Fargo S5 worked pretty well just because they did so many of the little things well, even if a few things including sarker's points were grating. It's also not so jarring having the other characters, men, being incompetent since the show was always based on mostly everybody being incompetent for where they've found themselves. There's one episode later on that's almost a total write-off, but it's worth checking out.