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Small-Scale Question Sunday for January 8, 2023

Do you have a dumb question that you're kind of embarrassed to ask in the main thread? Is there something you're just not sure about?

This is your opportunity to ask questions. No question too simple or too silly.

Culture war topics are accepted, and proposals for a better intro post are appreciated.

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The Big Short

At the risk of straying into culture-war territory, I will also recommend the Financial Crisis Inquiry Report (free; includes separate Democrat, Republican, and libertarian viewpoints) and Hidden in Plain Sight (on Amazon, $10 electronic or $6 paper; an expanded version of the same libertarian viewpoint).