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Small-Scale Question Sunday for September 28, 2025

Do you have a dumb question that you're kind of embarrassed to ask in the main thread? Is there something you're just not sure about?

This is your opportunity to ask questions. No question too simple or too silly.

Culture war topics are accepted, and proposals for a better intro post are appreciated.

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Yes, I am 100% sure that HSA providers used by big companies have procedures that will guarantee everything is fine forever. I'm more interested by the financial argument than a receipts argument.