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Small-Scale Question Sunday for November 16, 2025

Do you have a dumb question that you're kind of embarrassed to ask in the main thread? Is there something you're just not sure about?

This is your opportunity to ask questions. No question too simple or too silly.

Culture war topics are accepted, and proposals for a better intro post are appreciated.

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Not OP, but I use Vanguard.com. I barely know what I'm doing or how to adult, but I stuck a bunch of money in VTSAX (which is similar to VTI but slightly different in some way that I don't really understand), and it mostly sat there doing nothing for 4 years and then suddenly shot up a bunch making it worthwhile. I think right now I have an average gain of like 12% per year or so. I should probably stick some more money in it at some point.

My brother uses Robinhood a bunch for buying and selling individual stocks, but I don't have the mental or emotional energy/motivation to spend researching and buying and selling daily. I just stuck a bunch of money in there and then forget it exists. Vanguard is great for that. I can't speak to comparisons to other websites, since I've only ever used this one, and I can't say much about quality of use for most purposes since I do stuff on it less than once a year. But I stuck money in, and 5 years later I have almost twice as much money in there. Yay.