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PaperclipPerfector  1mo ago (text post)   2914 thread views

Small-Scale Question Sunday for November 16, 2025

Do you have a dumb question that you're kind of embarrassed to ask in the main thread? Is there something you're just not sure about?

This is your opportunity to ask questions. No question too simple or too silly.

Culture war topics are accepted, and proposals for a better intro post are appreciated.

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Yes I decided to just trim a tiny bit of my portfolio to pump my cash a little bit (I’m fine with about 8% of my portfolio in cash earning 3.5% interest as a very safe segment of my wealth even as I see cash as a pretty bad investment generally but I can’t stomach being 100% out of cash either.)

I am still squeamish about the market and the AI bubble as well as the commercial housing market but I am humble enough not to try to time the market and at my age I can just wait out any downturn or crash that isn’t completely apocalyptic

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