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Small-Scale Question Sunday for February 8, 2026

Do you have a dumb question that you're kind of embarrassed to ask in the main thread? Is there something you're just not sure about?

This is your opportunity to ask questions. No question too simple or too silly.

Culture war topics are accepted, and proposals for a better intro post are appreciated.

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For what it's worth, while it may be small in the grand scheme of things, it's not small to me. I've been investing basically everything I could scrape together, and I currently have no job, just living off my investments. So it's not like I just yolo'd a few bucks on crypto or whatever. I do care a lot about risk and taxes and things like that.

I can appreciate that there are different rules for professionals managing other peoples money, I'm just surprised that the finance industry seems to hostile to career-changers. Maybe I should go back to school for a finance degree or something.