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Because white collar types have no idea how much it sucks to work a blue collar job.
A white collar worker pays $400 for a plumber and somehow thinks the plumber gets to keep all that. They don't realize the plumber is just an employee making $30/hour. In any case, the plumbing company has to pay for a million things including an office, someone to answer the phone, trucks, equipment, gas, driving to the job site, health insurance, social security, medicare, people who don't answer the door, people who don't pay, licensing, bonding, worker's comp, family medical leave, Yelp advertising, and all the dozens of fees imposed by city, county, state, and federal governments, etc... The owner of the plumbing company will probably get rich, but only at extreme personal cost. In the end a business making 500k in profit might sell for only 2-3x yearly earnings because everyone wants to collect a paycheck, not to be responsible for a giant hassle.
There's a reason almost anyone who has a choice chooses a white collar job.
It's not unheard of for the plumber to be the owner of the plumbing company ... but yeah, even in white-collar "guy sits at a desk working billable hours all day" jobs the overhead may be more than the salary, and I believe it's much worse for blue-collar non-desk jobs. I sometimes have contractors coming from 60 miles away, and the company may be billing me $400 for an hour's work but they're having to pay for the commute and the downtime too.
I'd also add "someone to do the accounting" to your list. Between tax issues (I just had to file an amended return, over a situation 5% as complicated as what a typical small business deals with...) and money management issues (wanna just trust Silicon Valley Bank to handle everything?) it seems like an indispensable skill for a small business owner to have access to.
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