Do you have a dumb question that you're kind of embarrassed to ask in the main thread? Is there something you're just not sure about?
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That doesn't really address the question, it just changes it to "why are whites more likely to be homeowners". It's not straightforwardly obvious to me why Hispanics and blacks would prefer to rent rather than own.
Yes, that is my point: The initial conundrum that you present does not seem to be a conundrum at all, at least based on the initial evidence you presented.
Who says that they prefer to rent? It is hardly surprising that Hispanics and blacks have lower rates of home ownership, given their lower income and lower median age. They would have lower rates of home ownership even if they were equally desirous of owning.
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