AmericanSaxeCoburgGothic
Happy to be here! Goal is to post the most exclamation points.
Never on reddit. Never on Twitter.
User ID: 1919
I usually keep zero cash. I have usually $1k in a checking account and $20k in savings accounts.
I loved Hokum but the jump scares I felt mostly built and furthered the story, but I'm really partial to jump scares. Silent Hill is mentioned below, but I got inklings of the Shinning too. My favorites part of Hokum are the gorgeous hotel, the use of the cherub faces, and the aware enough but clueless misanthropic American writer was also perfect in the story. I also loved Barbarian and Bring her Back, but I haven't seen Talk to Me and Weapons yet.
I saw Hokum and loved it. I love Horror films and Im a sucker for jump scares (I also loved roller coasters and I think the enjoyment is analogous). I never saw the trailer so maybe I've aged out of the demographics they are targeting.
My current is held is low like 1% of total invested things in an international index, but I've added it to my 401k and HSA elections at about 25% so it will increase as the year goes on.
The hardest part I feel is starting to save. The gapping maw of the future will be those who saved and invested and those who did not. This future inflation will crush future retirees. The current bull run of everything going up has spoiled a lot of new investors and honestly still looks like it has steam to continue to me.
My strategy is to split between index funds and ETFs and also buy some individual stocks I like or want to track. For funds I mainly check fees and past performance, for stocks I see whether they're making money.
For my stocks I'm heavier into Tech and much heavier into American companies. I only recently added an international index fund because of Hormuz, which might be backwards thinking.
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This last couple of years have been odd. If you picked the magnificant 7 then you look like a genius. But tech can swing drastically, and honestly I don't like Meta or Amazon. I split my portfolio between a little less than 30% in individual stocks, and just in my brokerage (the IRA is all funds). I should have riskier with the IRA since I had some good hunches (my brother talked to me about Fannie Mae and Freddie Mac when they were at less than 50 cents), but I'm a buy and hold guy. For picking individual stocks I mainly choose what I'm interested in, home-town favorites who my friends work for, and if I have any macro-economics hunches (if rates stay higher for longer how do you think that affects bank stocks?).
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