Throwaway05
12hr ago
Thanks for this.
It does sound like the guy was involved in a shooting and injured prior to his retirement, he probably has PTSD from that incident even if it wasn't diagnosed. Maybe they'll work that angle?
Throwaway05
12hr ago
They can reduce the bill but they don't have to, and even if it goes to a debt collecting agency thats going to show up on your credit etc. which if you are a person of wealth can be a problem.
Throwaway05
12hr ago
You can but they don't have to do that, and if you have a lot to lose and can actually afford to pay that can become a problem.
Throwaway05
12hr ago
My knowledge of this is less intimate than I'd like because most of my career involves decreasing autonomy and the hospital does shit in the background with little involvement from me, but it's usually pretty obvious that someone can't pay. You can ask for a payment plan or pretend to be homeless or whatever but you have to convince them if they are going to adjust.
As others note the amount they charge the insurance company isn't going to be the same amount they charge you (or the insurance company pays) but that's only mostly. Private equity run physician groups will be aggressive about seeking professional charges even if you are homeless or other similar things can pop up. The hospital can refuse to negotiate and does do that.
Throwaway05
15hr ago
Interesting, I do appreciate this correction and the detail.
Do you have any guess as to why the charges were reduced then? (apologies if you have address this elsewhere).
Throwaway05
20hr ago
In general the psychology seems to be the people you'd expect and people who are stressed, often because of work, close proximity, frustration at their commute and so on.
If you are a normie and don't live in a congested area it won't make visceral sense, but if you live in a congested area with shitty driving and crazy people making getting home hard, you should be able to get a whiff of the thing.
Throwaway05
20hr ago
I mean its not truly a "freak accident" but one shot, it being fatal, while driving on a bridge is pretty unlucky for the victim. Just firing one shot also adds to the claim, should he make it.
Throwaway05
22hr ago
I mean as far as I can tell from the available news about the case manslaughter is the appropriate charge, the shooter fired one shot in a moment of emotion and it can be credibly claimed to be a freak accident it hit the guy at all.
They should probably throw the book at him because supposedly the road rage was triggered by basically nothing, but inappropriate charges will just let him walk.
Throwaway05
1d ago
Since I’ll be paying cash I’d expect a lower rate than an insured patient.
This is true to some extent, but it's mostly about an ability to pay. If you can afford to pay you will pay.
With respect to injustice and a corrupt system, you'll be using insurance (ex: Medicare) when you are older, not self-insuring. That's what you are supposed to be subsidizing now. That would make you the corruption you are complaining about.
Throwaway05
1d ago
I really don't recommend this. If you are rich then you are likely advancing in age and therefore inevitable comorbidity. If you have kids they can have complications. Also, if you are rich they will make you pay if something expensive happens.
Maybe you get cancer. Maybe you get T-boned at an intersection by someone running a red light and then you end up in an ICU for 4 weeks followed by another 6 weeks of various step down care and end up with a 450k medical bill. Which they will make you pay if you can pay.
If a half a mill in medical debt doesn't make you blink then you can afford to just pay for the health insurance.
It's just not a good bet. Sure, you will probably be fine, but the level of catastrophe that can happen is immense, and just assuming it will never happen to you is not wise.
Throwaway05
1d ago
Sports are better when you have a clear villain, so also thank you Astros!
Throwaway05
1d ago
Regrettably my team went out like a bitch so I'm sulking. That said, fuck the Astros!
Throwaway05
3d ago
Right, it takes much greater writing chops to do things like make a good horror movie where the characters don't make the stupid horror movie mistakes.
Competency is hard.
Throwaway05
3d ago
I never understood the appeal of Drew Barrymore: I've legitimately never found her a talented actress or sexy.
IIRC she was a child star and came from an acting family, that carries some inertia.
Throwaway05
4d ago
Oh fuck I missed that part of your troubles. I am sorry that is some hard stuff.
Throwaway05
4d ago
It depends on the disorder, the underlying psychology between bulimia, binge eating, and anorexia is wildly different.
Ponder the people you know and think about the people who use excess healthiness/exercise as an excessive compensatory mechanism. It's more than you might naively expect and that specific compensation is often associated with high achievers (and without gross personality dysfunction).
Meanwhile anorexia is often best modeled as a psychotic process (at least a psychotic level of functioning) that responds poorly to medication. Borderlines and other Cluster-B personality types usually have variable or sketchy reality testing, not absent.
Throwaway05
5d ago
I think it's reasonable to be like "she's not to my taste" or to take issue with the style choices she uses at times, but in an "objective" sense she's one of the hottest people on the planet (in the sense that she is famous for and paid to be hot and attractive, and appeals to a hugely wide group of both men and women).
It's like looking at a president with an 80% approval rating and going "he's not a popular president." Well yes you and your friends don't like him but a credible analysis is going to say that's damn good for a president.
Throwaway05
5d ago
Every time I feel like I’ve correctly calibrated our level of obstinate contrariness something like this pops. Yes she is clearly gorgeous. She is famously one of the most beautiful women alive.
Bizarre.
Throwaway05
6d ago
On the subreddit you'll see the take that Jokic loves basketball and it's just a meme because of his separate sporting loves. It seems to be a good take but I'm not enough of a Nuggets fan to be 100% sure. Ben Simmons this applies to but that's a complicated topic involving mental health.
Embiid is a counterexample I think, in the sense that he is clearly putting his body through it and is going to be miserable for the rest of his life and has made over 300 million. He has to be clear eyed about the costs of continuing and does so anyway. That suggests a love of ball.
I do agree with your thesis to some extent for football, a lot of positions involve constant nagging injuries and the passion has to be there to keep going, but plenty of people have short careers, and get a contract then leave. O-Line has to love the game, but it's pretty clear that some QBs dont (even starters!) and still do well enough. Rumor is Kyler is one of those.
Throwaway05
6d ago
I will not accept this Jokić slander! (Assuming that's what you are talking about).
N+1
I'm pretty tuned to be instantly turned off by CW bullshit but I didn't really notice.
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