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jkf


				

				

				
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joined 2022 September 04 19:07:26 UTC

				

User ID: 82

jkf


				
				
				

				
0 followers   follows 0 users   joined 2022 September 04 19:07:26 UTC

					

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User ID: 82

So far we've been beating CoL inflation, so the trend lines look good (even modelling the inevitable slowdown in wage growth with age).

You may be beating CoL inflation in some basket-of-goods sense; you may even have more than doubled your salary (starting from a pretty low number) in the last ten years -- but you still can't afford a house, and the average home price in Toronto has been quite consistent in doubling every ten years since well before you were born. How much more than twice your current salary will you be making ten years from now, that you will be able to afford the house that you can't afford now?

The best and highest paying jobs are in Toronto.

This is... mostly false? O&G in Calgary offices pay quite well. Not "Bay Street Investment Banker" well, but it sounds like you are not that.

Especially because I can always sell a Toronto home and move to Calgary later

You don't have a home to sell -- you can't afford one and your rent money is disappearing instead of being (partially) stashed away as equity. This is unlikely to change for you in the future.

I liked Austin so if Calgary was cool I'd deal with the awful governance

Says the guy from Toronto

Soy-jacking aside, I love the vibe of big cities, and the absurd fun and convenience they provide.

"I like having fun, I can always have kids later" is... not a really unique attitude, but not a long walk from "I don't really want kids that bad".

Finally, all my friends and family are in Southern Ontario. Most of my friends live a 15 minute walk/5 minute bike from my apartment. If we moved 3000km to have a kid, we'd be completely isolated from everyone we know (which isn't a permanent issue, as you make new friends, but damn...)

And now you want to inflict this pain on your own (hypothetical) kid -- you need to break the cycle somewhere man.

slightly worse than Coitus interruptus.

Coitus interruptus is pretty good though -- it works pretty much every time, you just need to not fuck it up. That's kind of your point I guess, but the other methods do all have their downsides too. Kind of like the COVID vaccine, one needs to consider one's own risk profile.

This is a bit regional -- pickups are more common for rural tradesman than urban -- partly maybe for high/low trust society reasons as you touch on, but also decreased feasibility of having materials delivered to the jobsite leading to an actual need to, uh, pick things up yourself.

And as a carrot on the stick in front of me, that answer changes to "definitely yes" come out household income increases another ~$50k annually, which is hopefully only a few years and job hops away...

A few years from now the COL in Toronto will have increased a commensurate amount, and you will be saying the same kind of thing.

If you want kids, you have two options:

  1. Vote different, and convince a lot of other people in Toronto to do the same -- at all levels
  2. Get the fuck out of Toronto -- Calgary is nice this time of year