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PaperclipPerfector  1mo ago (text post)   2570 thread views

Small-Scale Question Sunday for March 30, 2025

Do you have a dumb question that you're kind of embarrassed to ask in the main thread? Is there something you're just not sure about?

This is your opportunity to ask questions. No question too simple or too silly.

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How do I get someone to loan me say 500k for a house and I can just pay him 40k up front and make monthly payments to him rather than the bank?

There’s really no incentive for this on his end, just like a good will gesture to me and my family.

I feel if I can meet a billionaire I can talk him into this.

(Is this too dumb of a question for Sunday dumb question thread?)

WHEREAS the real property generally known as 123 Main Street, Townsville, KS costs approximately 500 k$; and

WHEREAS the person generally known as Mihow wishes to buy the property; and

WHEREAS Mihow has liquid wealth amounting to approximately 40 k$; and

WHEREAS the person generally known as Elongated Muskrat has liquid wealth in extremely large amount;

NOW, THEREFORE, BE IT RESOLVED that, not more than seven days after the signing of this agreement, Muskrat shall send to Mihow, by wire or by cashier's check, 460 k$, creating a debt owed by Mihow to Muskrat; and

BE IT FURTHER RESOLVED that, not more than 60 days after the signing of this agreement, Mihow shall purchase the property; and

BE IT FURTHER RESOLVED that, on the first day of every month after the signing of this agreement, the debt shall accrue interest at an APR (annual percentage rate) equal to the prime rate most recently published by Everytown Bank, NA (compounded monthly); and

BE IT FURTHER RESOLVED that at least N/30 of the debt shall have been repaid by Mihow not more than N years after the signing of this agreement, for every integer value of N from 1 to 30; and

BE IT FURTHER RESOLVED that, if Mihow fails to repay the debt, then it shall be secured by the property first, and by the remainder of Mihow's property second.

In witness thereof, Mihow and Muskrat affix their signatures below.

Disclaimer: I am not a lawyer. This is a shitpost.

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