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Well, if you drive around in a a modern large Pickup truck, you're probably going to survive almost any accident short of getting pancaked by a freight train. I argue that you also shouldn't dismiss the risk of a debilitating injury that you have to live with, as well.
Me, I mitigated that risk by making sure that every part of my daily commute falls within a 5 mile radius of my house, and almost entirely in the same direction, and almost entirely off of main artery roads.
Minimizing road time is pretty much the best practice, as I see it. You can't control what other people on the road do. Also my dad had me take a defensive driving course almost as soon as I got my license, which has saved my bacon a few times.
I think many people underestimate the magnitude of certain risks they absorb, and overestimate how much it costs to mitigate most of said risk. Not counting people for whom the risk is the point. I've seen like six different videos in the past month of people blowing their hands to smithereens by holding lighted fireworks, for instance.
Speaking of that, Famed risk-seeker Felix Baumgartner just died at age 56 while doing something characteristically risky. Ken Block, despite his skills handling vehicles, died in a snowmobile accident at 55.
Felix apparently had a wife but no children. Ken had a wife and three daughters. Now sure which one seems 'worse' to me. Block at least has a genetic legacy.
Although sometimes its the mundane that gets you. Robbie Knievel died of Cancer, his dad died of Diabetes and some lung disease.
I can certainly say that I'm glad I don't have whatever genetic quirk gives makes for that level of adrenaline junkie.
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