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Have to agree with your conclusions, although I come at it from nearly the opposite valence. I want to own my phone on the hardware level, and NOT have it spying on me unless I choose to transmit certain info out.
I have all the extra Samsung AI features disabled on mine, and have yet to hear a single reason to turn them on.
If it is going to be spying on everything, it damn well better be able to figure out how to be a good little servant and satisfy my actual preferences.
This has been my ongoing annoyance with targeted advertising. I should never, ever be exposed to a digital ad that isn't at least somewhat enticing to me, or at least feels relevant to my interests. Yet 99% of the time, I'm simply nonplussed by the offerings that actual get served. Oh, I can see that they're taking educated guesses, they're not completely winging it, but whatever 'consumer profile' or equivalent they've got of me is laughably off base. I could see a me that was shorter on willpower and maybe 15-20 IQ points lower might be engaged with it.
Full disclosure though, I've also used the Firefox browser the entire time I've been on the internet, and I adblock every website by default, so it is just possible they can't get a good read on me.
After decades of data gathering, they aren't any better at predicting my preferences DESPITE ME BEING VERY CONSCIENTIOUS when feeding my preferences to them!
My end thought is "Look guys, if you want my hard-earned money you have to at least display things that are genuinely appealing at a price point I would be willing to consider. Otherwise, maybe leave me be." I can figure out what I want and how to buy it just fine on my own!
And that's kind of the meta-issue with AI products and their integration. "If you want me to opt-in to your digital surveillance panopticon, SHOW ME HOW IT WILL IMPROVE MY LIFE FROM BASELINE, I don't want parlor tricks and corporate marketing jargon, I want tangible improvements in the metrics that I care about with regards to my life quality. If you can't figure out how to do that, I literally do not trust you to run this system wisely."
EDIT: Although, I am waiting in trepidation/excitement for the day I log into one of my accounts and have a conversation with the AI and it becomes clear that the robot has me 100% pegged, it knows precisely what I want and it can offer a plausible plan on how to get those things/give them to me, and demonstrated capacity to assist in that goal. Then, I like to think that I'll have the willpower to put it down and think things over, and try to maintain enough sense of self that I do not just immediately empty my wallet and tell it to do whatever it takes to make my dreams come true.
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