site banner

Small-Scale Question Sunday for October 12, 2025

Do you have a dumb question that you're kind of embarrassed to ask in the main thread? Is there something you're just not sure about?

This is your opportunity to ask questions. No question too simple or too silly.

Culture war topics are accepted, and proposals for a better intro post are appreciated.

1
Jump in the discussion.

No email address required.

It goes hand in hand with discipline and frugality, but a level of income such that relatively-unexpected expenses are not a great source of stress will significantly improve your quality of life.

Do you have enough in an HSA to cover your health and dental insurance deductibles? Do you have enough in savings to replace your washer and dryer if they conk out? Specifics will vary for different people, but the general idea stands.