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Notes -
What is the minimum annual income could you live off of while still being happy?
Like many corporate tech drones nearing middle age, I have gotten bored with the rat race and dream of a simpler, lower stress life. I don't really consoom much anymore -- I barely play games or watch TV, and I have a massive collection of books that I've yet to get around to reading. My only expensive habits are whiskey and the very occasional cigar, but I could probably reduce my intake or go without.
Having money is pretty great, though. You can solve a lot of problems by simply throwing money at them. And expensive whiskey is nice...
It goes hand in hand with discipline and frugality, but a level of income such that relatively-unexpected expenses are not a great source of stress will significantly improve your quality of life.
Do you have enough in an HSA to cover your health and dental insurance deductibles? Do you have enough in savings to replace your washer and dryer if they conk out? Specifics will vary for different people, but the general idea stands.
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