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Culture War Roundup for the week of November 17, 2025

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We consider building a house soon-ish, since there is a very attractive Erbbaurecht project currently.

That's too funny. Did the most incompetent offspring of the head of the city council read Wikipedia under "rent seeking", and decided to do a 100% speedrun?

  • They rent the land to you (the thing that always appreciates in value), but you buy the house (the thing that depreciates in value).
  • They rent the heat pump to you, and then sell you the district heat and the electricity for it, while buying your (overbuilt) solar power from you. Then they make you pay connection fees
  • You build the house, but they make all the decisions, down to wiring and parking

That has to be a scam, like Blackrock buying up trailer parks to get a captive customer base. I bet the electrical mains are to small for a heat pump without district heat, and I bet the price of the land explodes after you've been paying their interest rates for them for 15 years...

It's appropriate to be cynical, and I 100% agree about the heat pump arrangement being effectively a mandatory ripp-off, but fortunately the Erbbaurecht is legally very restrictive and they have already made some unusual choices that they can't take back. First, setting the price of the plot so low now means that possible later price explosions are mostly irrelevant for the yearly payment, since that is instead entirely bound to the VPI, i.e. the general inflation index. The same goes for rate of 2%: Typical is between 3-5%, so this is not just at the lower end, it's even below. The rate is entirely fixed, by contract, for 99 years. This part is genuinely beneficial to us and they have little leeway to screw us over. There are even several clauses protecting us should we struggle to pay otherwise.

It makes sense however once you know more about the structures behind the scenes: The plots of lands themselves originally belonged to the church and they now want to use them to generate some alternative income stream. As I've talked about before, modern church employees tend to be very progressive and not very religious. So they were easily talked into extremely generous conditions under the excuse of social housing. The "public" utility company, on the other hand, is a private company that is merely owned by the city. So they are relatively free to re-distribute significant income to (usually high-ranking) employees, and any further profit goes to the state (I've just checked, they indeed have gotten a decent profit the last few years). And I don't think anybody will be surprised to hear that they, too, are very ideologically progressive.

So it's in practice a re-distribution scheme from old church assets towards one (large) part ideological progressive pet projects, one part towards well-off Bildungsbürgertum, and one part to the state.