Do you have a dumb question that you're kind of embarrassed to ask in the main thread? Is there something you're just not sure about?
This is your opportunity to ask questions. No question too simple or too silly.
Culture war topics are accepted, and proposals for a better intro post are appreciated.

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Notes -
Not the same "people". Most individuals that participate in stock market, for example, do that via relatively safe vehicles, or if they don't, it's commonly understood as being a very high-risk activity. Buying a house is understood as a part of being a responsible adult. If that results in massive losses, you'd have a lot of very angry people around who would demand the government to "do something about it" - and since we have a democracy, people usually get what they want, for better or (usually) for worse.
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