Do you have a dumb question that you're kind of embarrassed to ask in the main thread? Is there something you're just not sure about?
This is your opportunity to ask questions. No question too simple or too silly.
Culture war topics are accepted, and proposals for a better intro post are appreciated.

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Notes -
I'd recommend running a Monte Carlo or historical simulation based on your current holdings and see how they hold up. Here's one I've used in the past: https://firecalc.com/
If you could stop contributing today and still have a solid retirement even in great depression-era returns due the power of compounding, you're probably good to renovate a basement.
It sure sounds like you're doing better than I was at that age, so I think you might be pleasantly surprised.
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