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PaperclipPerfector  6mo ago (text post)   3682 thread views

Friday Fun Thread for January 30, 2026

Be advised: this thread is not for serious in-depth discussion of weighty topics (we have a link for that), this thread is not for anything Culture War related. This thread is for Fun. You got jokes? Share 'em. You got silly questions? Ask 'em.

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Huh. So instead of constant payment/shorter term, you're arguing for smaller payment/same term.

I had never heard of a recast I must admit. I'm not even sure it's an option for me. I was just gonna refinance when rates dropped enough.

Recasting is one of those things that is never, ever mentioned by the people who are handling your loan, unless you directly ask about it. Funny how that works.

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