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Small-Scale Question Sunday for February 1, 2026

Do you have a dumb question that you're kind of embarrassed to ask in the main thread? Is there something you're just not sure about?

This is your opportunity to ask questions. No question too simple or too silly.

Culture war topics are accepted, and proposals for a better intro post are appreciated.

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Someone recently claimed that people here would greatly outperform the market given their higher-than-average intelligence

I am not seeing why. It presumes the market is some kind of rational mechanism, akin to a puzzle, that needs to be figured out for guaranteed superior return. I know I have higher-than-average intelligence, and I am shit at predicting markets. I know many people who are way smarter than me and still are shit at predicting markets. OTOH, some people with pretty average intelligence become millionaires on the market. I don't think it works the way it's implied here.