Since a lot of us here have expressed interest in not starving to death in a gutter, I figured I'd start a weekly thread to discuss financial matters.
Ground Rules
- Remember that we're all just Internet randos. Don't bet your life savings on a hot tip from this thread.
- Keep culture war in the culture war thread. Yes, global events may impact our personal finances, but that does not mean we have to incessantly harp on culture war aspects here. If you are going to discuss it, please stick to the practical impacts of it on an individual level.
- Be kind. Remember that everyone here comes from different circumstances. We all have different resources available and different risk tolerances.
- Don't let the perfect be the enemy of the good. Better is better. Celebrate people when they take a step up and work to move their finances in the right direction. Don't flame out because they haven't followed what you consider the optimal path. Everybody has to start somewhere.

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Notes -
Hah, funnily enough thats the other model we had under consideration. We test drove both the base gas and premium phev versions and absolutely hated it. $34k stuck us as about $14k overpriced. Might as well just get a used lexus or something, and be much better off.
I think the cheap new car market right now is in a bad place- you can get fairly heavily depreciated but still new-ish and reliable upmarket vehicles for the same price and a much better ownership experience.
We'd both much rather buy a nice new car and drive it for decades (our newest current vehicle is 11 years old but still comfortable and reliable) than get a cheaper one that we'll get tired of and have issues.
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