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Small-Scale Question Sunday for February 19, 2023

Do you have a dumb question that you're kind of embarrassed to ask in the main thread? Is there something you're just not sure about?

This is your opportunity to ask questions. No question too simple or too silly.

Culture war topics are accepted, and proposals for a better intro post are appreciated.

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What kind of stocks are Motte people buying these days? I have a few sheckels I want to throw at something promising.

Vanguard Target Retirement Funds

Each fund in this category is entirely composed of passive index funds, but follows the "glide path" appropriate for your expected retirement date (2030, 2035, 2040, etc.). Despite technically being active funds, these funds recently had their fees reduced, so that they cost essentially the same as their underlying passive funds.

If you prefer to keep more control over your money, you can just buy the underlying funds, and manually adjust your holdings to match the appropriate Target Fund on a per-month or per-paycheck basis.