A weekly thread to discuss financial matters - from personal all the way up to global.
Ground Rules
- Remember that we're all just Internet randos. Don't bet your life savings on a hot tip from this thread.
- Keep culture war in the culture war thread. Yes, global events may impact our personal finances, but that does not mean we have to incessantly harp on culture war aspects here. If you are going to discuss it, please stick to the practical impacts of it on an individual level.
- Be kind. Remember that everyone here comes from different circumstances. We all have different resources available and different risk tolerances.
- Don't let the perfect be the enemy of the good. Better is better. Celebrate people when they take a step up and work to move their finances in the right direction. Don't flame out because they haven't followed what you consider the optimal path. Everybody has to start somewhere.
Jump in the discussion.
No email address required.
Notes -
Malaysia and Singapore are essentially English-speaking countries, especially if you stick to the places (Kuala Lumpur/Selangor, Penang, Ipoh, Melaka, Johor Bahru, Kota Kinabalu) that any tourist or Expat realistically is going to.
From my experiences in Asia I'd say that Singapore, Malaysia, Bali (Rest of Indonesia not so much) and Phillippines you can easily get by with only English. Thailand has a shocking drop off when you stray away from tourism professionals, which has always shocked and confused me considering how big Tourism is as an industry. Japan, China, Korea, Vietnam and Taiwan more of a struggle when you go off the beaten path. Paradoxically I do find China one of the easier ones to navigate after comprehending their phone-app system since you can do tons without actually talking to people + their native translation apps are very good.
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