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Culture War Roundup for the week of June 29, 2026

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For insurance or for healthcare? I pay $0 for the insurance - my employer covers the premiums - but OOP costs can vary significantly. For HDHP plan, family deductible is $3400 for 2 people - which is about $140/month I am on the hook for before insurance starts kicking in. But there are more costs too...

Now, you can say "you must count your employer's payments too" - but then I guess Canadians and Europeans have to count their tax payments too? I mean, where do we even stop? The system is purposely built to hide and distribute the costs so nobody would really know how much anything is costing. You can measure out-of-pocket costs at the moment of consumption, but those aren't the only costs. And if you try to account for all the costs, you very quickly get into an impenetrable maze. This is how it's designed to work. So if you want to ask "how much it costs" we'd have first to figure out what "it" is and what "costs" means.