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Friday Fun Thread for September 11, 2026

Be advised: this thread is not for serious in-depth discussion of weighty topics (we have a link for that), this thread is not for anything Culture War related. This thread is for Fun. You got jokes? Share 'em. You got silly questions? Ask 'em.

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Nah, you can totally buy a single lot and contract the building (on spec) with reasonable margins—my wife did it for quite a few years.

This doesn't make sense to me, though.

  • I can see why a consumer would want to take advantage of the economies of scale inherent in buying a speculative house in a large subdivision.

  • And I can see why a consumer would want to avoid the hassle of buying a medium-sized lot, subdividing out just the small piece that he wants to build on, and selling the rest of the lot back into the market.

  • But why would a consumer buy a developer's random spec house with no economies of scale and no subdivision, when he can just get a construction loan that converts into a mortgage all by himself? My own experience shows that getting a custom house built involves some hassle, but it isn't that much hassle (so far, at least), and it must be far outweighed by the comfort of having designed precisely to your preferences the home that you will inhabit for the next several decades.