greyenlightenment
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To add, work is more than earning a living. It's about creating social boundaries and ownership/control of one's time or whom one associates with. It's also about social status and connections. This can explain why many people continue to work even when no longer financially necessary. Living in America is especially stressful for middle-aged people, also known as the sandwich demographic, so work is an escape for these people. The option always exists to work less, but then you lose those boundaries. Not working means you're suddenly available. If people only chose to work for the sake of earning a living, people would work much less than they do.