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Culture War Roundup for the week of January 27, 2025

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The 7 Habits of Highly Fertile People

I Background

Look into the comment section of any mainstream video or article on below-replacement fertility, and you will find a familiar refrain: it is simply too expensive to have children.

However, despite this common meme, the data do not bear it out. Plotting Total Fertility Rate (TFR) vs Household Income actually produces a U shape with peaks at household incomes <$20k and >$1m, and trough around $200k per year. 2012-2016, 2018-2022.

What is happening here?

My wife and I are members of the PMC, as are most of our friends. We are in our mid-thirties. We have noticed that our friends are branching into one of two forks:

  • High-PMC who have a household income of $400k+ and are having 2-3 children.
  • Low-PMC who have a household income of $150k - $200k and are childless, or have one child and are baffled as to how they could afford more.

Recently, I have had the opportunity to get to know well two families quite outside our social circle. The first is the family of a carpenter who makes $30/hour, lives in a rural area 45 minutes outside of a tier-2 city, stay-at-home mom, five kids. The other is an urban family, headed by single-mom who works as a receptionist at a low-end hotel (making, I would guess $20-30k/year), also with five kids.

While these families are superficially quite different, when it comes to childrearing, they actually have a lot of beliefs and habits in common. And, these beliefs and habits stand in stark contrast to those of my peer group - folks who are making quite a bit more money and yet cannot imagine affording five children!

I document them below, mostly for myself:

TL;DR: High-fertility families structure their lives in such a way as to make children extremely cheap and dramatically less time-intensive.

II Habits of Highly Fertile People

1) High-fertility families do not believe that every child needs their own room.

  • Carpenter: Three bedroom house 45 minutes outside of a tier-2 city costs around $200k. Husband and wife in the master, their three daughters share one bedroom and two sons share another.
  • Receptionist: Urban, subsidized apartment. Mother and baby share one bedroom, two girls in another room, two boys sleep in the living room on pull-out beds.
  • PMC: Cannot imagine having the millions it would take to afford a six-bedroom house in a tier-1 city.

2) High-fertility families pay roughly $0 for education.

  • Carpenter: Stay-at-home mom is part of a homeschool pod with other families.
  • Receptionist: Sends her kids to the local public school in urban tier-2 city. The school is not good.
  • PMC: Would slit their throats rather than send their kids to the same public school as the receptionist. Intend to pay $25k-$40k/year/child for private school.

3) High-fertility families pay roughly $0 for kids' stuff.

  • Carpenter and Receptionist: Almost all of the clothes, toys, cribs, and other accessories that a child needs, their parents acquire for free. Hand-me-downs, Buy Nothing Facebook groups, friends/neighbors/family, etc.
  • PMC: Every kid needs brand-new everything. Sure, you might be able to get multiple uses out of your $800 crib or $300 car seat, but you are not shopping at Goodwill for little Charlotte.

4) High-fertility families pay roughly $0 for enriching activities.

  • Carpenter: When the children are free they are either playing outside, playing inside (on screens), or doing chores. The older kids have part-time jobs. The kids do play sports through some homeschool rec-league I don’t understand. The parents spend very little, but the mom does have to drive the kids around for games.
  • Receptionist: Play outside of the apartment. Sometimes that's in the public library (video games on the library computers), sometimes that's the Boys and Girls Club, sometimes that's just out in the neighborhood. The mom spends $0 dollars and essentially no time on this.
  • PMC: $3,000 for Introduction to Data Science camp at Stanford, thousands of dollars between new gear and hotel rooms for travel sports (not to mention the hours spent driving), thousands for tutors in piano, math and foreign-languages.

5) High-fertility families start early. They have known no other adult life, besides being parents. Their tastes are quite modest.

  • Carpenter: Had their first kid at 20. Mostly cook in, occasionally go to casual-dining restaurants like Applebees, spend their vacations driving to state or national parks. Have never been to Disneyland and don’t think they’re missing out.
  • Receptionist: First kid at 17. Basically the same as the above, except doesn’t really vacation.
  • PMC: Spent their twenties eating at Michelin-starred restaurants and traveling overseas. Now, starting to have children in their early-to-mid-thirties, they simply do not have enough fertile years left to get to five children. And, furthermore, they cannot fathom bringing five kids to French Laundry nor buying that many tickets to Morocco.

6) High-fertility families pay roughly $0 for childcare:

  • Carpenter and Receptionist: Grandparents, friends, neighbors cost $0. The older children are expected to care for the younger.
  • PMC: $40k+/year for a nanny or $10k/year + an extra bedroom for an au-pair

7) High-fertility families pay very little for (and think very little about) healthcare

  • Carpenter: To be honest, I don’t know
  • Receptionist: Medicaid, cheapest possible pediatrician + the school nurse
  • PMC: Not only do they have excellent insurance through their employers, they also pay out-of-pocket for all kinds of treatments. Moreover, they spend a lot of time meticulously researching pediatricians, specialists, orthodontists, etc.

I am not trying to say that having five children is the only worthy goal in life. And, it is entirely possible that the progeny of the PMC will somehow be “better” than the progeny of the Carpenter or Receptionist - healthier, higher-IQ, more worldly.

III Policy Ideas for Increasing Fertility

It also occurs to me that, even if you cannot change the beliefs and habits of the PMC, you could still make policy decisions that increase their fertility:

1) Decrease the cost of housing.

  • There are, of course, a myriad of known-good solutions: from slashing regulations in order to increase housing supply, to improving transportation to make it viable to live in the ‘burbs and commute into the city.
  • Even if you cannot convince the PMC that each kid does not, in fact, need their own bedroom, by reducing the cost of that one marginal bedroom, you increase their fertility.

2) Improve the public schools

  • Imagine if an excellent education, in a safe environment! was commonly available in American public schools. Not only would more families choose to send their children to public schools over paying tens of thousands for private schools, you would also dramatically lower the cost of housing in those few school districts that actually do a decent job.

3) Decrease the cost stuff

4) Enriching activities:

  • No ideas. Competition here is zero-sum.

5) Starting early:

  • Wild first idea: perhaps make sex-ed a required course in college with a strong emphasis on fertility windows.

6) Childcare:

  • Ensure Middle America thrives so that young PMC don’t feel like they have to leave the heartland for the coasts where they don’t have grandparents + the same social network for childcare. Ha. Ha. Easy to say.

7) Healthcare:

  • Destroy the AMA’s supply-limiting bullshit, dramatically increase the number of doctors, dramatically decrease cost of healthcare.

I feel like this lends credence to the idea that fertility is linked to status.

If we made things cheaper for the low PMC, might they still face constraints? After all, their existing constraints are self-imposed. They feel like they need to live in prestigious neighborhoods and send their kids to prestigious schools. But these are by definition limited. What these people really want is higher status, not more material wealth, which they already have in abundance. But, sadly, status is a zero sum game.

Giving the already rich PMC even more money is unlikely to increase fertility.

What we need is to increase the status of parents, and decrease the status of the childless.

The idea of having lots of kids while living with low status breaks down when you realize that the women who agrees to this will most likely be fat and below average Iq. The dating market is a status game and with birth control people can afford to trade time for more status. Men can spend years going to grad schools, traveling, saving for an impressive condo etc while building their career to move up the stack of profiles on tinder.

Dropping out of the status game at 21 years old to marry a woman who is happy to have 5 kids in a three bedroom house, never travel and live a low status life means your kids would be dead if we had natural selection. The exception is men who have such high status that they have won the statusgame at age 21.

Eh, I think women are less status driven and more scared. They’re naturally a bit shy and fearful of men, yes, but fed a steady diet of hysterical fear porn about dependency on a man ruining their lives.

I suspect if you were able to convince young women that you could guarantee the man they drop out of college to marry would treat them well, there would be more 20 year old girls standing in line to take you up on it than there would be eligible bachelors to go around.

You can’t, so it’s academic. But ranting about how common domestic violence is and it’s caused by gender roles to elementary schoolers and then filling girls’ heads with fearmongering about getting raped from the time they get their first smart phone does like 10x as much damage as selfies at the amalfi coast.

Are you sure it's just "fearmongering about getting raped" that makes it seem like a high-risk life choice to enter lifelong, irrevocable financial dependency on a man, and commit your children to same?

In today's economy, a middle-class girl who quits college at 20 to get married and have somebody's 5 babies will find that she's made a life-ruining decision if absolutely any of the following happen:

-Husband falls out of love in a commonplace way and wants a divorce (43% of women and 46% of men are obese by their 40s and at least one poster upthread considers a fat wife strictly inferior to no wife at all; plus, skinny or fat, 100% of 50-year-old women are older than the hottest 20-something at the office).

-Husband's little vices worsen into a behavioral problem (with drugs, alcohol, gambling, porn, gaming, overspending, hoarding, whatever) that make him a misery to live with or a financial liability to the family

-Husband turns out to be physically/ sexually/ emotionally abusive

-Husband turns out to be selfish and won't spend money on the kids, so they limp along with the bare minimum

-Husband commits white-collar crime, goes to prison

-Husband has a midlife crisis and unexpectedly comes out as gay/ trans/ polyamorous/ into a distasteful fetish after a decade or two of marriage

-Husband gets sick in a permanent career-ruining fashion (depression, disability, accident).

-Husband's career unexpectedly implodes for any other reason

-Husband dies

Note that any of these would have a disastrous impact not just on the girl's life, but on the lives of her future children. And every one of those negative impacts could be substantially mitigated (although not removed) by the girl's having access to a decent middle-class job, to partly support herself and the kids in a pinch. Otherwise you live a life that's one negative event away from having to dump your kids with the dodgy babysitter while you desperately slog through night courses at the community college.

If you total up all those probabilities, can the girl really feel justly confident that she and her kids won't need that career someday?

There is a comprehensive set of scaremongering to convince girls that a ‘traditional’ marriage is incredibly dangerous and has an extremely high risk of them getting abused and abandoned, yes. You’re engaging in it right now.

In the real world, bad marriage outcomes are not distributed equally, and many of the common ones have a substantial safety net in place. I’m not some sort of MRA- it’s good that husbands retain some responsibilities for their wives and children in the event of a divorce. But the fact remains that in the rare event of a housewife with five children being divorced(and you do know most divorces are initiated by the woman, right?) she will not be left destitute and her children will be worse off, but not in a life ruining way that wouldn’t also apply if she was some kind of epic girlboss(broken homes are bad, but mama not working doesn’t make them worse).

Some of your list is exaggerating risks so tiny it’s not even worth addressing them- what fraction of middle aged men do you think suddenly discover they’re trans? I’ll cop to these guys being bad, but there’s so few of them your argument here is the equivalent of ‘kids shouldn’t go to school because of school shootings’. Others are solvable, greatly exaggerated problems, or problems which are real, but mainly bottom quintile phenomena- and I think we can safely assume that middle class girls aren’t marrying underclass men. And we live in a society that gives women substantial safety nets if they marry the guy before taking that deal. So yes, if we total up the possibility of ‘marry the nice guy your parents approve of and be a SAHM’ ruining your life, it’s small enough for a girl to be confident in her decisions.

many of the common ones have a substantial safety net in place.

What exactly is the safety net, beyond the noblesse oblige of the departing spouse? Favorable terms in a divorce go to the party with a good lawyer. Unless she's been very lucky and careful about secretly diverting money, SAHM has no means of hiring a shark attorney or a PI. Post-divorce, she has no resources to battle for payment of child support and spousal support, no economic slack to position herself favorably in the housing or job market. The likeliest scenario is she needs to quickly find some other man to support her and the kids, who may or may not be a good guy (stepfathers have a broadly bad reputation).

So in the event of a divorce mommy having a middle-class career is her safeguard against having to immediately remarry and subject her kids to some jerk, just to get by. Or else try to go it alone with child support plus a low-skill/low-wage job while the kids get raised by the internet.

And that's leaving out second-order consequences! Back in the golden age of what you call the "traditional marriage" (which is actually just the Victorian middle-class town marriage, not lindy at all), the husband got custody of the kids by default and the wife got absolutely nothing. Whatever safety net we currently have was developed because of women's greater economic leverage and participation in the public square, plus the added perspective of female judges/ lawyers/ lobbyists.

So yes, if we total up the possibility of ‘marry the nice guy your parents approve of and be a SAHM’ ruining your life, it’s small enough for a girl to be confident in her decisions.

OK, let's run rough numbers on the most common of these disaster scenarios.

  • 43% of first marriages end in divorce *31% of divorces initiated by husband= 13% chance the husband just up and dumps her at some point. You'd probably say that middle-class marriages are less subject to these risks; I don't see evidence of that, but fine, let's halve that to 6.5%.

  • Of remaining divorces, 35% of women cite their husband's infidelity, 24% abuse, 12% addiction as the reason for leaving. Assume there's some overlap and make it a total of 50% of wife-initiated divorces having one or more of these factors. So 43%*50%= 22% chance the husband eventually philanders, abuses, gambles, drinks or tokes enough to make her wish he'd dump her. Apply the classism correction, that's 11% chance.

  • Odds of her husband dying early run from .23%/year when he's 30 to .98%/ year when he's 55 (still too early to have fully adequate retirement savings, even with life insurance). Presumably it's not a linear increase, so say .35%/yr*25 yrs=9% lifetime chance her spouse dies and leaves her to support herself and the youngest of the kids.

  • Odds of her husband becoming semi-permanently unable to support the family owing to disability or job changes: this is annoying to figure out, but I'm seeing 3% unemployment, higher underemployment, 1% SSDI for working-age men with college degrees, so let's spitball 1% odds she becomes the family breadwinner by necessity.

To me, that looks like a roughly 28% chance that a married woman will eventually encounter one of the many commonplace disasters where her independent earning capacity would be a huge benefit for her and the kids. Not sure where you get the idea that these things don't happen to nice middle-class moms of 5, but every one of these scenarios, including husband's addiction, abuse, infidelity, early death, has happened to at least 1-2 of the few large families I know. Even if you think a lifetime 28% is still too high, it's fair to ask how just how low those odds would have to be to make it a responsible decision for a young woman to forgo the insurance of a decent career and instead chase an idealized 24/7 tradwife/cupcake fantasy.

And that's leaving out the lower-key negative changes in the family dynamic itself when one spouse has absolutely all the economic power and knows it. Many husbands stay kind and generous, but if not, a SAHM ends up quietly bearing a lot more borderline treatment of her and the kids, simply because speaking up would risk the disaster of her husband's leaving them unsupported. If you cruise by conversations of angry adult children who've cut contact with their parents, a common theme is "my dad was an asshole and my mom did nothing to stop it." A SAHM can't do anything to stop it, because her husband is doing her a favor just by letting her exist on his dime.