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Small-Scale Question Sunday for January 1, 2023

Happy New Year!

Do you have a dumb question that you're kind of embarrassed to ask in the main thread? Is there something you're just not sure about?

This is your opportunity to ask questions. No question too simple or too silly.

Culture war topics are accepted, and proposals for a better intro post are appreciated.

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What is reasoning behind only paying doctors that are in the network?

I truly don’t understand the moralizing, there is no universe where having an in network hospital with an out of network doctor is anything other than an attempt to obfuscate in an attempt to extract a higher price. Also I am surprised that you believe that complaining to congress about exorbitant healthcare costs is anything but a waste of time, the last 30 years of history would seem to contradict you on this.

Upon reflection it’s stunning that americas credit reporting agencies apparently consider healthcare to be so predatory that they don’t think medical debt is predictive of someone’s willingness to repay other kinds of consumer debt.

It doesn’t sound like anybody is trying to raise prices for you. It sounds like there’s inscrutable bureaucratic reasons for the bill getting passed on to you and not the insurer.

Yes, this is frustrating, but if you couldn’t pay a $350 bill you should have picked a different plan.