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Culture War Roundup for the week of August 25, 2025

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Okay so two things going on here:

  1. The funny numbers bit. The system is designed around everyone having insurance. The numbers on a bill a not random but can essentially be thought of as random. The hospital negotiates with the insurance by saying X and the insurance says 1/4X and then the hospital says 1/2X and that's what the insurance decides to pay. It's stupid but it is the system, the numbers are funny on purpose. If you don't have insurance you get absolutely obliterated but you can usually negotiate with the hospital because they know the numbers are funny, but "you have insurance" and "this weird shit happens" is how society and government have decided to run this bullshit so that's the way it is.

  2. The ED is for if you are dying, if you are not dying you are not supposed to be there, and it is expensive in the way that you'd expect for "this is the place where you are dying."

Unpacking this is complicated and it results in a mix of things that are the fault of various patients and things that aren't, but for the most part the ED is more expensive, complicated, and a higher level of care than actually being in the hospital. On a hospital floor things happen slowly - you might have a handful of nurses on a step down floor, your doctor might see you once at the beginning of the day. In the ED nurses have few patients, numerous types of staff you might not even think about are running around constantly (like the lady whose only job is to get people's insurance), people are in and out of your room, labs come back stat, people are constantly checking if you are dying or not. Most patients in the ED are on telemetry, most patients admitted to the hospital aren't. All these things are extremely expensive and a lot of them happen outside of patient understanding and line of sight. The ED is more like an ICU. This is part of why patients being boarded in the ED is such a catastrophe.

In any case the ED is designed such the majority of patient's are pre-triaged. You are "supposed" to go to your PCP first, or people to call your PCP's answering service. Most people used to do that while the modern model was being developed but they don't anymore. Many people use the ED as a PCP, go get obvious "wait and see" things checked out, don't use common sense, and so on. Other people can't really be blamed because they have a sensible complaint and don't triage because they aren't medical people, or because it's hard to get a PCP these days or one with a good answering service. But the system isn't designed for this. Add in other things like homeless and illegal immigrants don't or can't pay and you've got a mess.

Part of this is specifically American - in other countries people use PCP as designed more, or are more comfortable with waiting, but that isn't how we are. Step-down EDs or the equivalent have been triaged but they hard because if you fuck it up you'll get sued to hell (another American problem).

Additionally emergency care doesn't reimburse well from private or government insurance so one has an incentive to build out and staff EDs to match the volume they are getting.

The last piece is the professional fee aspect - you are paying for someone with a lot of training to figure out how safely they can do the minimum on you. Ideally we diagnose without any testing, give you the minimum of interventions, and use our brain power to rule everything that could kill you or be going wrong with your body.

Because we are on the hook if anything goes wrong! But we also don't want to give you an expensive full body scan that will give you cancer in thirty years.

NPs have much lower professional fees but they also scan and test people much more and cause more bad outcomes and unnecessary complications.

You pay ED physicians so much for them to safely do nothing, which is weird as hell but is what the ED is designed for.

I didn't mean your specific situation, apologies if it came across that way.

In this case, there is a pre-negotiated master charge list

Those numbers should still have been negotiated with some bullshit juju thought right?

One of the crazy things

Ahh shit, I meant to also blame providers in my post and may not have. Yes it's not uncommon to see someone and have them go "oh I can't handle that" and send you to the ED. A good chunk of that is absolutely to shift liability and is inappropriate but common. Biggest issue is when you say something unrelated to a specialist. Tell your endocrinologist that you checked your blood pressure at home and it was 160 over something and they'll send you to the ED even if that isn't quite appropriate. Another common problem is increasing specialization leading to specialists not knowing as much outside their field and PCPs being limited in what they can do and know (especially with midlevels). Lastly you have legitimately complicated shit, I don't really do peds at all IIRC from med school people are super fucking careful with kids that young. I think an urgent care would probably also sent you to the ED especially if ultrasound was standard of care.

Incidentally peds providers get paid way way way way way less than adult medicine.

If our child was on telemetry

It sounds like you were paying for hospital level of resources and in ye olden days your kid would have been admitted but now instead it can be managed conservatively outpatient - but you need inpatient level equipment (the ultrasound). One of those weird gaps.

Ultrasound is in a weird spot because it's evolving from a "nobody in the ED to can do this" to "we are starting to train everyone from day one to do this because its safe and cheap" but we are in the middle of that process. Wouldn't be shocked if in 5-10 years most PCP offices were doing it.

Ultrasound is in a weird spot because it's evolving from a "nobody in the ED to can do this" to "we are starting to train everyone from day one to do this because its safe and cheap" but we are in the middle of that process. Wouldn't be shocked if in 5-10 years most PCP offices were doing it.

Wasn't there a story recently about a farmer getting in trouble for doing his own Ultrasound on his cattle? It made it sound like it's taking longer than it should to liberalize for reasons that sound ... guildy?

Uhhhhhh what? You know animal and human medicine are different right?

The difficulty in the ED is rolling out training to everyone because the modality wasn't as common when most people went through Medical School and Residency.

Yes. Some of that’s specific to (coastal) ranching, which has its own issues separate from human medicine, but point of care ultrasound has its pressures from a relatively remunerative group of technicians who do have a few genuine points about potential sources of error and also have serious financial incentives.

What drives me insane is how many of these multi-thousand-dollar fuck-ups are the result of someone not on the hook for the bill (sometimes the doctor, sometimes the patient) choosing the vastly more expensive option just because it’s slightly more convenient. This guy gets told to take his infant to the emergency room for a UTI because hey, why not? Insurance will pay for it.

You can see why insurance companies turn into money-grubbing assholes.

Laziness or ineptitude is certainly a cause at times but "I don't want to lose my livelihood" is a potent motivator.

ED pan-scanning is functionally "standard of care" because using your training effectively is going to result in a few miss or near misses at some point and it is much safer to hide behind the donut of truth.

When laziness and safety line up it's really hard to alter behavior.

However there is something to be said for "we are the richest country why can't we have the most expensive care and avoid making certain kinds of mistakes."

I don't think people realize the trade offs we are making and it's certainly worth a discussion but we rarely do that.