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Small-Scale Question Sunday for December 14, 2025

Do you have a dumb question that you're kind of embarrassed to ask in the main thread? Is there something you're just not sure about?

This is your opportunity to ask questions. No question too simple or too silly.

Culture war topics are accepted, and proposals for a better intro post are appreciated.

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What's your plan ... E? Maybe F. Yeah, F is better.

Whats your Plan F?

By Plan F, I mean the Plan you have for your life if everything goes to shit, but not by some horrible tragedy outside of your control. A house-fire, a weird accident -- these things you recover from with some combination of insurance, help from friends and family, and outright charity.

Plan F is closer to; "My ice cream business was going great! But then my business partner - who I knew used to deal a little coke - decided to commit insurance fraud and I'm broke."

For me, I think I'm on the periphery of a semi-hostile / hazardous area that has some sort of amazing natural resource. There's always work for a western / American "fixer" here. Logisics middle man. Plausible deniability bro. Even just a scout for hyper-aggressive capital deployment.

So, what's your Plan F?

Work as an HVAC tech is literally always available, even with a DUI I could just work internally at a datacenter or hospital(so no company vehicle), albeit with much worse hours. If I get maimed and don't get a payout from it I'd have to get my contractor's license and work for a sketchy company holding insurance at a slight pay cut. The process takes about six to eight weeks of study and costs $1500 in books and seminars, but just having the license isn't a big enough economic advantage to justify it unless you're crippled or trying to start a business. I won't defend it, but it's hardly the worst example of regulatory distortion that exists(it's one moderately highly paid manager per company branch location- most white collar firms are way worse).

Non-driving related legal trouble would just mean working for a crappier company once done with the actual legal penalties. A collapsed business just means you declare bankruptcy and go to work for someone else again('I'm a good tech but I didn't know how to run a business' is a common enough story that everyone will accept it). There might be work life balance compromises, or much smaller pay compromises, but if worst comes to worst(unfixable drug addiction or something) there will still be a job there- even if it's a hotside restaurant equipment focused job(all those guys are alcoholic drug users behind on their child support anyways, and most of them got into it by being HVAC techs).

hotside restaurant equipment focused job

I'm guessing this means doing HVAC work for / in restaurants and - "hotside" - venting out the, well, hot air from ovens, stoves, hoods etc?

Hotside means you also do installation & maintenance of stuff like grills, fryers etcetera