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PaperclipPerfector  1d ago (text post)   1150 thread views

Friday Fun Thread for January 16, 2026

Be advised: this thread is not for serious in-depth discussion of weighty topics (we have a link for that), this thread is not for anything Culture War related. This thread is for Fun. You got jokes? Share 'em. You got silly questions? Ask 'em.

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VTI/VT plus SGOV is a solid choice if you're looking for a less-than-100%-equity portfolio, but SCHD just means tilting further toward a subset of your VTI/VT allocation, which does not provide additional diversification.

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