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Friday Fun Thread for January 16, 2026

Be advised: this thread is not for serious in-depth discussion of weighty topics (we have a link for that), this thread is not for anything Culture War related. This thread is for Fun. You got jokes? Share 'em. You got silly questions? Ask 'em.

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Any middle aged or approaching middle aged men here have fun ideas for blowing off steam when you want to blow up your life? Idk I'm just feeling very bored with the stupid corporate job and day to day grind.

My recent hobby has been investing. I'm putting a fixed amount of money into it and I'm treating it like a loss from day one. Given that I'm only really picking low expense ETFs for now, it's basically saving with extra steps. Nonetheless, I'm telling myself that every dollar invested is another minute closer to leaving the rat race.

Ahh yeah I been doing ETFs since I was like 17 hah. I thought you meant day trading! I've thought about that but... idk. Might look into it.

I'm not spiritually prepared for day trading yet. It's only been in the last year that I've even been stable enough financially and emotionally to invest in equities outside of a retirement account at all.

If you do get into day trading, please occasionally fill us in.

If "every dollar invested is another minute closer to leaving the rat race," every dollar spent day trading is another minute further from leaving the rat race.

"Picking low expense ETFs" and sticking with them, and which are hopefully well-diversified ETFs, is the way to go.

That's precisely why I'm sticking to ETFs for now.

It's still fun to do the research, back testing, monte Carlo simulations, and all that, even if I do end up just buying more VTI/VT, SGOV, and SCHD.

VTI/VT plus SGOV is a solid choice if you're looking for a less-than-100%-equity portfolio, but SCHD just means tilting further toward a subset of your VTI/VT allocation, which does not provide additional diversification.