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PaperclipPerfector  1d ago (text post)   1478 thread views

Small-Scale Question Sunday for January 18, 2026

Do you have a dumb question that you're kind of embarrassed to ask in the main thread? Is there something you're just not sure about?

This is your opportunity to ask questions. No question too simple or too silly.

Culture war topics are accepted, and proposals for a better intro post are appreciated.

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fair - the immediate concrete decision is how much to spend on finishing our basement (ie adding extra fun features) and how much to go on extra nice vacations the next few years (think ski trips with lessons to teach our kids).

Just staring at high 6 figure retirement account balances and wondering if I should be rethinking my allocation of present to future a bit more (early 30s, for reference)

tagging other repliers for visibility: @birb_cromble, @TowardsPanna, @Mihow, @stolen_brawnze

You're in very good shape. Sounds like you should focus a bit more on the present.

You sound like you're doing well. If you needed permission to finish the basement and go on vacations with your family, consider it granted.

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