The Wednesday Wellness threads are meant to encourage users to ask for and provide advice and motivation to improve their lives. It isn't intended as a 'containment thread' and any content which could go here could instead be posted in its own thread. You could post:
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Requests for advice and / or encouragement. On basically any topic and for any scale of problem.
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Updates to let us know how you are doing. This provides valuable feedback on past advice / encouragement and will hopefully make people feel a little more motivated to follow through. If you want to be reminded to post your update, see the post titled 'update reminders', below.
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Advice. This can be in response to a request for advice or just something that you think could be generally useful for many people here.
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Encouragement. Probably best directed at specific users, but if you feel like just encouraging people in general I don't think anyone is going to object. I don't think I really need to say this, but just to be clear; encouragement should have a generally positive tone and not shame people (if people feel that shame might be an effective tool for motivating people, please discuss this so we can form a group consensus on how to use it rather than just trying it).

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Notes -
New year's resolutions check-in (nice that I can actually start crossing off resolutions I've completed):
How goes it, @thejdizzler and @oats_son?
For several years I've been trying to follow the savings advice laid out in The Barefoot Investor:
Obviously it's a big ask to jump directly from saving 16% of your income to 30%. As an experiment on your next pay day, you might try putting 10% in splurge, 5% in smile and 5% in fire extinguisher. Then each month, increment smile and fire extinguisher by 1% apiece to steadily acclimatise yourself to this way of doing things, until you've met the target for the relevant account. (I always put 10% into smile, but have yet to manage putting more than 16% into fire extinguisher.)
The book also recommends putting two grand into an account in a completely different financial institution from your current and savings account. This is your rainy-day fund, for genuine life-or-death emergencies. The purpose of putting it into a different financial institution is to introduce friction so that you won't be tempted to dip into it to pay for your holidays. To this end, I put €2,000 in a government bond which pays out 10% interest if left to appreciate for ten years.
Thank you but I think I have a general idea of how to do this myself. I have a detailed budget with spending categories that I allocated cash to every month. I track expenses every week to make sure I'm on track. I just need to allocate more to the saving category, which means less spending on eating out/frivolities in general.
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