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Until the bond vigilantes say otherwise, this empirically hasn't been the case, as evidenced by G7 sovereign debt levels since 2000. Unfortunately, since the Silent Generation RJ Reynolds and Phillip Morris (aka. cigarettes) haven't been utilized to their full potential, and those pesky doctors have gotten better at keeping people alive, so balancing the books is getting harder even before we take falling fertility into account.
I did pay my mom's rent, because she was poorly paid, exited the divorce with no property, and, shocker, the man she divorced for being bad at paying the bills defaulted on the alimony as soon as their child was off to college and out of the blast radius. I was the only kid who wasn't still in college or flat broke ("Lying flat" is absolutely the winning strategy when it comes to avoiding familial obligations. No one expects any help from the broke fuckup sibling, but is that really how you want to live?). If not for some dubious VA disability (Semper-Fi!) my mother would presently be begging me for money. Boomer UBI just stops this from happening to a potentially large amount of people at ~65. It's easy to say "They'll just have to accept a lower standard of living.", but do you want to have to tell Mom to eat shit or move her into your house?
Maybe I'm missing something and my family are filled with an atypically large amount of fuckups (This is definitely the case for my father's side; on mom's side at least the Gen X men have their shit together.), but I'm pretty sure that Boomer welfare is the only thing sparing large amounts of the working and middle class from dealing with this sort of stuff until Mom becomes too old to live independently for medical reasons.
I'm not even endorsing fiscal gerontocracy, necessarily. I'm just giving a reason why people support it, and we haven't even gotten into how many people's jobs rely on the government subsidizing retirees' bills.
Having moved from a Western country to an Asian country where 'elderly are taken care of by their children and tend to cohabit houses' is the norm. The latter seems verymuch more functional than the current metagame of the West? I'm admittedly fortunate in that nobody in either of my families is a high-grade fuckup and I could see how that'd cause issues with the current state of things.
I've got small children, I much prefer having access to elderly members of my wife's family within a 3 minute walk versus my parents having fucked off to Australia's equivalent of Florida that's a 2 hour flight away. There's a ton of issues created by allowing the elderly to do luxury space communism.
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