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PaperclipPerfector  1mo ago (text post)   2775 thread views

Friday Fun Thread for May 1, 2026

Be advised: this thread is not for serious in-depth discussion of weighty topics (we have a link for that), this thread is not for anything Culture War related. This thread is for Fun. You got jokes? Share 'em. You got silly questions? Ask 'em.

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I've also been investing! I have a blend between individual stock picks, index funds and fixed income. I was originally investing in individual CDs, which are about the same as a HYSA, but I've since diversified to some high-yield bonds and ETFs. Happy to chat more if you want!

What does your process look like when it comes to picking which individual stocks to go for and timing your entries and exits?

Is it just me, or do mortgage backed securities feel like they aren't as radioactive as they were ~20 years ago? The underwriting requirements for mortgages are lot more strict these days, and the systems in place for what happens on a default are more robust.

I've been using a strategy right now of mostly purchasing things that have multiple layers of backstopping. Municipal bonds are another - in my state, if the municipality fails, the state takes it over. If the state fails, at least for the ones I've bought, the feds take over. If the US government fails, I'm not going to be worried about my bond yields. The tax exemption is a nice bonus on those too.

The last couple years I’ve delved more into emerging markets to see what the next hot areas are going to be. Malaysia has recently caught my focus for its developing importance as a digital services hub in that particular region. Kuala Lumpur has also become an attractive destination for some people seeking greater financial freedom and investment opportunities.

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