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birb_cromble  18hr ago (text post)   233 thread views

Weekly Finance Thread - 2026-06-13

A weekly thread to discuss financial matters - from personal all the way up to global.

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How do you balance FIRE with not wanting to be a miserable tightwad? Most specifically interested in if anyone has thoughts on that in context of marriage + children + income gap (let's say 4 me:1 her). A particular potential (pun intended) Mrs. Lagrangian likes travel and activities more than I do and I have trouble thinking about that, especially in context of the income asymmetry.

My plan is to aim for 85% of my income. In an "expensive" year, I usually spend about 50%, so it seems like a decent aim. If I don't use it all, I'll leave it to my partner.

wdym aim for 85%? Live on 85% of your income? and for that matter "leave it to my partner"?

I'll probably retire when I can manage a consistent inflation-adjusted constant annual withdrawal rate that's equal to 85% of my income.

As for leave it to my partner - she's probably going to outlive me, so I'm trying to make sure I have enough for her to be taken care of if something happens.

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