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birb_cromble  10d ago (text post)   803 thread views

Weekly Finance Thread - 2026-06-13

A weekly thread to discuss financial matters - from personal all the way up to global.

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  • Remember that we're all just Internet randos. Don't bet your life savings on a hot tip from this thread.
  • Keep culture war in the culture war thread. Yes, global events may impact our personal finances, but that does not mean we have to incessantly harp on culture war aspects here. If you are going to discuss it, please stick to the practical impacts of it on an individual level.
  • Be kind. Remember that everyone here comes from different circumstances. We all have different resources available and different risk tolerances.
  • Don't let the perfect be the enemy of the good. Better is better. Celebrate people when they take a step up and work to move their finances in the right direction. Don't flame out because they haven't followed what you consider the optimal path. Everybody has to start somewhere.
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These seem in contradiction to me. How can you consider separately whether to cover things if it's all "your" [combined] money?

I meant in terms of skills. We didn't need to pay for classes. We already had the knowledge in-house.

in the event of divorce.

This says to me there are other things going on.

In terms of money, most of our retirement and investments are from "my" money/efforts. (I say this because we could have had a lot more money if he hadn't spent as much as he did.) Yet, it was his retirement we were planning. If I had been planning for a divorce no way could we (I) have made these choices. I don't think I would have been willing to pay for the retirement of someone I might divorce. But I would happily do it for someone I loved.

I'd be concerned about the travel example. What are your plans for when you retire? If you're planning to travel then, why not front load some of those costs rather than saving enough money to do it all later? If you're not planning to travel, marrying someone who wants to might be a sticking point.

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