A weekly thread to discuss financial matters - from personal all the way up to global.
Ground Rules
- Remember that we're all just Internet randos. Don't bet your life savings on a hot tip from this thread.
- Keep culture war in the culture war thread. Yes, global events may impact our personal finances, but that does not mean we have to incessantly harp on culture war aspects here. If you are going to discuss it, please stick to the practical impacts of it on an individual level.
- Be kind. Remember that everyone here comes from different circumstances. We all have different resources available and different risk tolerances.
- Don't let the perfect be the enemy of the good. Better is better. Celebrate people when they take a step up and work to move their finances in the right direction. Don't flame out because they haven't followed what you consider the optimal path. Everybody has to start somewhere.

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Notes -
The international aid-NGO complex has been funding African birth control for decades, with the explicit aim of reducing African population growth. Saying 'Africans should have fewer children' isn't some edgy right-wing take, it's the mainstream left-wing position. The only movements against international aid-funded birth control have been from the second Bush administration (due to its pro-life sympathies) and from Musk's gutting of USAID.
And we should expect there to be a lag between reduced infant mortality and reduced fertility. That's what happened during the industrial revolution, and it caused Britain's population to increase. But without reducing African mortality to literal malthusian levels (which would of course lead to mass emigration to the rest of the world) the only option at this stage is to reduce infant mortality further. And there really isn't a tension between reducing infant mortality and encouraging birth control. The same maternity hospitals that keep babies alive are the ones that implant long-lasting contraceptives in women who don't want any more kids.
As to whether it's 'working', well, according to the MICS survey Nigeria's TFR dropped from 5.8 to 4.6 in a mere five years. That's more than a whole child. If that trend continues, Nigeria is set to fall below replacement in about 12 years. It probably won't happen that fast, but I'm certain we will see the country drop below replacement in 20 years at most.
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