A weekly thread to discuss financial matters - from personal all the way up to global.
Ground Rules
- Remember that we're all just Internet randos. Don't bet your life savings on a hot tip from this thread.
- Keep culture war in the culture war thread. Yes, global events may impact our personal finances, but that does not mean we have to incessantly harp on culture war aspects here. If you are going to discuss it, please stick to the practical impacts of it on an individual level.
- Be kind. Remember that everyone here comes from different circumstances. We all have different resources available and different risk tolerances.
- Don't let the perfect be the enemy of the good. Better is better. Celebrate people when they take a step up and work to move their finances in the right direction. Don't flame out because they haven't followed what you consider the optimal path. Everybody has to start somewhere.

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Notes -
Sometimes I really dislike this place. Not enough to try and emigrate (just yet), after all, all my family is here, but I do dislike this place. Well, I don't dislike the place, I dislike what the government is doing to it.
Everyone's blaming Trump, which isn't wrong per se, but which is also no reason for our own government to make the situation even worse. But they can get away with it because everyone's blaming Trump.
My wish is that the United States will provide an immigration pathway for all the "Nicolas, 30 ans" people to seek a better life in the U.S. If we elect Vance in 2028 there is a chance.
Europe hates and punishes the people who keep their society afloat. Let's bring them to America.
It's a shame because Europe has a lot of advantages and is truly beautiful in many ways.
Europe is beautiful, but their population voted in the policies they are suffering from now. If they move to the US, they'd probably vote for the same, and in 10 years, the US will be the same, and there would be nowhere to move to.
I think demographics are destiny, but Europeans migrants will likely have American values. For one, it's already happened. The most right-leaning groups in America are all northern European origin. Secondly, if we select for net payers over net takers, we are going to get a more right-leaning sample.
And the US being more conservative than Europe didn't stop us from allowing our own mass migration that is now destroying the country.
The big worry is a 2028 Democratic sweep which will result in amnesty, mass migration, and permanent victory for the left.
True, but right now the balance is teetering around 50/50 - sometimes the left wins, sometimes the right. If we import millions of people who lean even slightly left off center, the right will have no hope at all. They don't need to be DSA voters - they just need to vote for DSA enablers because what they hear sounds good and close to what they had at home. To get over this, one needs massive trauma like one that Eastern Europeans have - convincing those to have communism would be harder, whatever variety it is. But the rest of Europe I don't think realized what they've done yet.
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I suspect there's a lot of potential value in the US capturing economic value of would-be migrants in an offshore free-enterprise sphere that doesn't grant them citizenship.
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