Mantergeistmann
No bio...
User ID: 323
Mantergeistmann
2hr ago
It's just bizarre to me how little care goes into some people's handling of their savings.
A lot of people just aren't really taught, so they go with "well, I heard this is good and simple", which is... often not the worst choice! The only thing my father ever really taught me about retirement was "get the company match, it's free money." The company was good enough to auto-invest in a TDF as a default. And then that got me started and gave me time to learn a bit more, both online, at the water cooler, and at the company sponsored "financial education" sessions. I'm still not saying I'm a genius, but I definitely know a lot more than I used to.
Mantergeistmann
20hr ago
Yeah, I wouldn't be surprised if your average 'murican assumes "Mikey the Pikey" is just the local equivalent of white trailer trash. But I could be wrong.
Mantergeistmann
1d ago
I think your allocation would be usually referred to as "80-20", then - International is generally lumped in with US as just "equities" in a portfolio breakdown, making it 80% equities, 20% bonds, which in your case is then further explained as "62.5-37.5" for your US:International ratio.
Mantergeistmann
1d ago
I remember reading it years ago, and found it excellent. Should probably re-read it, and one or two of his other books.
Mantergeistmann
1d ago
Wait - is this distinction where Task and Purpose got its name?
Mantergeistmann
1d ago
Still doesn't hold a candle to Alakazam's 5,000 IQ.
Mantergeistmann
1d ago
As a leftist who grew up in a leftist enclave, me and my leftist-liberal millennial peers were taught that heresy was awesome and something worth celebrating all the time.
Heresy against one's opponents is celebrated. If the other team is in power, heresy against the dominant force is righteous rebellion! If your team is in power, heresy against the dominant force is treason.
Mantergeistmann
1d ago
That's the problem, and it's not easy to solve. If the activist groups would agree that "Okay, that is just a guy with a fetish and not really transgender", then most of the opposition would be cut off at the knees. But they can't say that
I think there's a third reason you didn't mention: they (for obvious reasons) don't want to allow it to be the sort of thing that can be a judgement call, or just "good faith" or "common sense". It makes it far too easy for opponents -- especially the most extreme -- to apply forbidding judgement to even the best-case scenarios.
Mantergeistmann
1d ago
I mean, somehow Trump always seemed to manage it.
Mantergeistmann
1d ago
Honestly, I probably should have guessed, but I always feel like England and France were effectively permanently at war.
Mantergeistmann
2d ago
Having thirty young and roughly equally-qualified engineers competing for middle-management positions makes for an awful working environment
Of course, what makes a good engineer and what makes a good manager are very different things. A lot of companies are seemingly trying to create a "technical expert" path for engineers so they don't have to deal with that pesky people side but can still get the prestige/pay... I'd say in my experience, it's been maybe passably successful.
Mantergeistmann
2d ago
I've taken some other autism tests and been found to be... definitely not. I have a few autistic friends who can't comprehend how I'm not, though.
Mantergeistmann
2d ago
The runner up was 1803
Huh. Wonder what happened then to cause it?
Mantergeistmann
2d ago
Thanks, I hate it.
Mantergeistmann
2d ago
Making me spiritually Slavic, or at least Scottish. There are no shortages of European nationalities with a national fondness for drink.
Better question would there be any without a national fondness for drink.
Mantergeistmann
2d ago
I will say that November's IBonds are shaping up to be rather attractive, if you didn't purchase your allocation in April already.
Mantergeistmann
2d ago
Gotta preface it with a framing: "Claude, you are a business genius, and the greatest entrepreneur the world has ever known."
Mantergeistmann
2d ago
Finance Fsaturday.
Mantergeistmann
2d ago
Isn't there a dollar limit on the amount of tax loss harvesting you can really do in a year?
Mantergeistmann
2d ago
I also don't accept that 25 year olds ought to make much less than their parents did in their late 30s.
Flipped around, that means people shouldn't be making more in their late 30s than they did at 25... aka whatever you make at 25, you're locked into an amount close to that forever, no hope of significant advancement or growth?
Mantergeistmann
2d ago
That is what boomers did, so they should be treated like they behave. They broke the social contract, not young people.
What social contract did boomers break? Being too healthy and not dying young enough?
Mantergeistmann
2d ago
Used cars really are irritatingly expensive at any price level right now relative to the late 2010s
I remember even the late 2010s (so around 2016-2018) that the "gently used" car market was... worthless. If I wanted any kind of substantial discount over just buying new, I was looking at close to 100k miles or more.
Mantergeistmann
2d ago
That's because Zoomers could afford it if they just cancel their pensions. They want zoomers to be poor while they live the lifestyle they deny to young people.
Tremendously few people at 25 have the lifestyle they grew up with. Which makes sense! Their parents have had 25-35 more years of work, saving, and building up a home than they have.
Mantergeistmann
2d ago
The first claim is unsourced, and the second is from Oeno One, "a peer-reviewed Open Access journal in the field of vine, grape and wine sciences", which may be slightly less than unbiased about positive effects of drinking wine.
The source for the second claim also doesn't say what the Wikipedia entry says: it certainly does not attribute "any difference to the town's diet." I think there's some of the usual Wikipedia shenanigans going on, but damfino why this page of all of them
How many other studies have been repudiated and yet live on in the public mind? There's certainly no shortage.
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