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Notes -
How will Republicans responds to Biden's student loan giveaway?
Even though the Supreme Court scuppered Biden's plan to forgive student loan debt without congressional approval, he is apparently doing it anyway. So far, it would appear that 4.75 million people have had loans forgiven for a total cost of $167 billion.
Here's a link to a recent Biden administration press release.
I will admit, the devil is in the details. I am not going to comment on the constitutional legality, the many ways to qualify for forgiveness, nor the amount given to high-income earners, which some have claimed is substantial.
But the total cost is staggering. It amounts to over $1000 for every American who pays income tax.
Clearly, this money has electoral implications. The base of people who have large student debts is presumed to be mostly Democratic voters. By giving this group a mean payment of $35,000 each, the Biden administration hopes to increase their enthusiasm to vote. Even the ones who do lean towards Trump might view Biden favorably after getting (almost) enough money to buy a new Tesla Model 3.
Buying votes goes back as far as democracy does. Famously, Julius Caesar was forced to conquer southern Spain after going broke buying votes to become Pontifex Maximus. In recent times, some have argued that farm subsidies amount to vote buying. But, while special interests have always played a large role in American politics, student debt forgiveness is possibly the closest thing to naked vote buying we've seen in our lifetimes.
So... how do the Republicans respond? Whose votes should they purchase with a fig leaf of social justice? I'd propose a group that honestly needs it and creates a lot of value for society: blue collar workers. People who work 30 hours a week or more and make less than $30/hour should get an "earned income credit" of $10,000 a year.
If we're going to just be giving money away, give it to the workers, not to excess elites.
Honestly would make more sense for them (both politically and fiscally) to “buy” votes through raiding their political opponents. University endowments and cutting welfare are the obvious targets, but it might be interesting to see taxes on childless couples (framed as a general tax increase, but with exemptions for those with at least two kids).
Raiding university endowments makes a lot of sense. The academy is already so captured by the left that Republicans wouldn't lose many votes. It would also be tough for the left to oppose. "We're taking 10% from the rich and giving it to the workers."
A tax credit for the working poor who ALSO have dependent children might actually be the secret sauce. If we're going to buy votes, I think that group of people is possibly the most deserving of help.
Okay, who are these “workers” you have in mind? Because looking at the press release, it’s something like 10% of loan holders. Not much spread across…welders. Or baristas, or whatever.
I'm not sure what you're referring to.
My original proposal was to give money to people who work 30 hours a week and get paid less than $30/hour. Because if we're doing payouts to random people, actual workers should get it, not people who took out ill-advised student loans and may often be quite privileged.
Giving it to workers with kids is even better. We need more workers with kids. We need less students pursuing useless degrees. Because, as you point out, few of the student loan forgivees will be doing anything useful like welding.
Raiding university endowments would be a wonderful way to pay for some of the cost.
Umm. Unless that 30h/week is the maximum, I fall into both groups. And while my home is ... unflattering, I do own it and the land its on, which makes my <$14/h paycheck go pretty far.
Biden already refunded most of my college debt in the first round, which ... made me kinda uncomfortable. As much as I'd like a raise, and maybe a big pile of money to fund personal projects, something about getting pander cash handouts from both parties ... makes me want to quote HPMoR Quirrell's reply to Hermione when she told him he was evil. I think something that ends in me wanting to quote Voldemort says something about either myself or the scenario; I'm just not sure which.
OK, OK, so I'm going to try and rationalize all this pandercash on the grounds that I'm probably going to be trying to recruit blind people for accessible gamedev work, so much of it will get redistributed to blind people with less economic power than me. ... Still feels sketchy.
This is the point, right? If we’re going to splash the cash, let’s give money to people we know are working and productive and might use a bit of slack to do good things.
Rejoice. You are the ideal citizen ;-)
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Can you link the speech?
"You're really evil, do you know that?"
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