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PaperclipPerfector  1mo ago (text post)   2577 thread views

Small-Scale Question Sunday for March 30, 2025

Do you have a dumb question that you're kind of embarrassed to ask in the main thread? Is there something you're just not sure about?

This is your opportunity to ask questions. No question too simple or too silly.

Culture war topics are accepted, and proposals for a better intro post are appreciated.

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How do I get someone to loan me say 500k for a house and I can just pay him 40k up front and make monthly payments to him rather than the bank?

There’s really no incentive for this on his end, just like a good will gesture to me and my family.

I feel if I can meet a billionaire I can talk him into this.

(Is this too dumb of a question for Sunday dumb question thread?)

My immediate question would be 'Why do you need to spend half-a-million on a house?'

If someone handed me half a million dollars, I'd put 400k of that into investment and use the remaining 100k to start building a small home. (I'm already ahead of the curve as I have property to put said house on, but still.)

Besides, even if you did get the money, you're paying property tax, maintenance, insurance, upkeep on a house that costs half a million dollars. Talk about a bad investment.

My immediate question would be 'Why do you need to spend half-a-million on a house?'

...because that's what houses cost???

I open Zillow for my city and I see the following listings:

These aren't McMansions; they are completely normal suburban houses in South Florida.

Even empty lots are going for a quarter mil, not 100k.

There is a reason millenials are waiting for a housing crash before buying our first house.

...because that's what houses cost???

Not where I'm at. I'm seeing houses in subdivisions for as low as 175,000, and that would still be stupidly over-sized for what I'd need.

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