The Wednesday Wellness threads are meant to encourage users to ask for and provide advice and motivation to improve their lives. It isn't intended as a 'containment thread' and any content which could go here could instead be posted in its own thread. You could post:
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Requests for advice and / or encouragement. On basically any topic and for any scale of problem.
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Updates to let us know how you are doing. This provides valuable feedback on past advice / encouragement and will hopefully make people feel a little more motivated to follow through. If you want to be reminded to post your update, see the post titled 'update reminders', below.
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Advice. This can be in response to a request for advice or just something that you think could be generally useful for many people here.
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Encouragement. Probably best directed at specific users, but if you feel like just encouraging people in general I don't think anyone is going to object. I don't think I really need to say this, but just to be clear; encouragement should have a generally positive tone and not shame people (if people feel that shame might be an effective tool for motivating people, please discuss this so we can form a group consensus on how to use it rather than just trying it).
Jump in the discussion.
No email address required.
Notes -
Since our stipend got raised to $52k this year, I actually have significant money to invest every month. Any tips other than just dumping into index funds? I've been doing about a third into index funds, a third into specific stocks and keeping a third liquid in money market. In my IRA it's about 70% index funds and 30% individual stocks.
Index funds are hard to beat in terms of returns intersecting with zero thinking required. If you think you might enjoy a kinda rude but accurate quant's rationalization for index funds you can watch this.
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