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PaperclipPerfector  1d ago (text post)   1629 thread views

Small-Scale Question Sunday for November 16, 2025

Do you have a dumb question that you're kind of embarrassed to ask in the main thread? Is there something you're just not sure about?

This is your opportunity to ask questions. No question too simple or too silly.

Culture war topics are accepted, and proposals for a better intro post are appreciated.

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I am an inveterate saver, and due to a dirt-poor upbringing I am probably more financially conservative than 90% of the people on this board.

That said, I am trying to change that, and I'd like to take a few grand of my savings and put them to better work.

If you had ~$3,000 right now that you could use to try and get a better than 3.8% return from, what would you do with it?

Right now I can get 4.10% from a 9 month CD. I could, in theory, invest it, but I have some concerns about the economic fundamentals of the market right now.

Any advice would be appreciated.

I would go on a fun trip, perhaps snowboarding in Hokkaido. Best way to get more comfortable with your money is spending it. Preferably on something enjoyable.

If it had to be an investment, I'd do GOOGL or ONDS. GOOGL - They're kicking ass in AI and will continue to do so for the foreseeable future. ONDS - I think they'll get a lucrative government contract soon, currently undervalued imo.

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