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PaperclipPerfector  23hr ago (text post)   1121 thread views

Friday Fun Thread for January 16, 2026

Be advised: this thread is not for serious in-depth discussion of weighty topics (we have a link for that), this thread is not for anything Culture War related. This thread is for Fun. You got jokes? Share 'em. You got silly questions? Ask 'em.

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That's precisely why I'm sticking to ETFs for now.

It's still fun to do the research, back testing, monte Carlo simulations, and all that, even if I do end up just buying more VTI/VT, SGOV, and SCHD.

VTI/VT plus SGOV is a solid choice if you're looking for a less-than-100%-equity portfolio, but SCHD just means tilting further toward a subset of your VTI/VT allocation, which does not provide additional diversification.

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