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PaperclipPerfector  3d ago (text post)   2281 thread views

Friday Fun Thread for January 30, 2026

Be advised: this thread is not for serious in-depth discussion of weighty topics (we have a link for that), this thread is not for anything Culture War related. This thread is for Fun. You got jokes? Share 'em. You got silly questions? Ask 'em.

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How do mortgages even work with 26% interest? I haven't been adult through anything but very low rates so not able to comprehend. Are the loans just very low duration? Do you see 25% wage growth as well?

Are the loans just very low duration?

Yeah, if you have to take one out, you just do everything you can to repay it as quickly as possible. What @stolen_brawnze does, but dialed up to 11.

But mostly people simply don't use them. At least not for straightforward purchases.

Do you see 25% wage growth as well?

Haha, no.

My father's first mortgage was in the neighborhood of 20% back in the 1980s, but home prices were very low.

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