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birb_cromble  10hr ago (text post)   163 thread views

Weekly Finance Thread

A weekly thread to discuss financial matters - from personal all the way up to global.

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  • Remember that we're all just Internet randos. Don't bet your life savings on a hot tip from this thread.
  • Keep culture war in the culture war thread. Yes, global events may impact our personal finances, but that does not mean we have to incessantly harp on culture war aspects here. If you are going to discuss it, please stick to the practical impacts of it on an individual level.
  • Be kind. Remember that everyone here comes from different circumstances. We all have different resources available and different risk tolerances.
  • Don't let the perfect be the enemy of the good. Better is better. Celebrate people when they take a step up and work to move their finances in the right direction. Don't flame out because they haven't followed what you consider the optimal path. Everybody has to start somewhere.
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I wouldn't buy a US 30 year at anything under like 6.5%, too much risk on too long a time horizon. Inflation protected wise I'd be happy to purchase at CPI+2% yearly.

I wish TIPS weren't taxed the way they are. It seems almost perfectly self-defeating

Here in the UK fortunately gilts, inflation protected or not, are CGT free (but coupons on gilts are taxed as income, make it make sense...).

I think we might be talking past each other. I was talking about treasury inflation protected securities.

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